Skill Development Training For Widow And Divorced woman

Duration                     :                       One (1) Years

Implementing NGO    :                      Animation Liberate for Organise (ALO)
Vill: Nowdagram, Post + Dist: Jessore,
Post Box-20, Jessore-7400
Bangladesh
E-mail: alo2002org@yahoo.com

Proposer         :                                  Md.Anisur Rahman,
Executive Director.
Vill: Nowdagram, Post+Dist: Jessore,
Post Box-20, Jessore-7400
Bangladesh
E-mail: alo2002org@yahoo.com

Bank Information;                           Animation Liberate For Organize (ALO),

Name of the bank:                          Sonali Bank
Swift-Code –  BSONBDDH

Account Number:                            CA-1568

Address:                                            Bazar Brance
H.M. M. Road , Jessore.
Bangladesh.

Legal Status                :                     ALO was registered with The Executive Directorate of Social Services and NGO Affairs Bureau, Government of Bangladesh vide registration nos.:

DSS No-Jessore- 484 / 19-05-1997
JUO No –  35 / 04-08-2003
FDO/R-1711 / 01-044-2002

Name of the proposed project: Skill development training for widow and divorced woman.

Implementing NGO: Animation Liberate For Organize (ALO),

Project duration: One (1) years

Proposed area: Jessore Powrashava  with 25 slums.

Beneficiary: 60 widows and divorced women.

The reason to start this Project:

The survey team of ALO has chosen these areas for many causes. The following causes are the main reason to start this project. ALO has observed that the widow and divorced are affected which is following below:

  1. Widows and divorced women are neglected in the society.
  2. These women are workless.
  3. They are Unskilled.
  4. They are Illiterate and unskilled.
  5. Social barrier, Traditional superstition.

The above-signed problems have observed in the project areas by ALO’s exam team. Scrutinizing this situation, ALO has cautiously composed this project and we have tried to show this project at a glance.

Primary Frame of the Project:

GoalObjectivesActivitiesOutcome

Time

1 year

Total Budget
The main goal of this project is to give training  the widow and divorced  women on  skilled development through the constructive training  and education.1. To motivate and organize widow and divorced women in small group for training on sewing/tailoringPIC formationComplete project management  
Staff RecruitmentSmooth organizing  
To create the field of  income opportunityStaff trainingPure accomplishment  
To establish human rights, legal aid, women’s rights & democratic values among the widow and divorced women.Beneficiary selection

Run project

  
To increase the social value of widow / divorced  women, participation in decision-makings and to empower themGroup formationLess chaos and organized training.  
 Training Center hiringFor giving the training  
 TrainingWill be skilled  
 Monitoring

increasing the activities

help improve performance and achieve, the measurement

and assessment of performance

  
 SupervisionFind out problem and expressing authentication.  
 Evaluationassessing inputs and implementation processes.  
 Auditing   

 

Conception frame of the project:

Jessore (or Jashahor) is a district located in the Khulna Division of southwestern Bangladesh. The town called Jessore stands on the Bhairab, and consists of 9 wards and 73 mahalls. Jessore powrashava/municipality was established in 1864. It is bordered by India to the west. This project will be implemented for the slum women in the Powrashava/ municipality of the Jessore district. For implementation this project, We will enlist 90  widows and divorced women from 3 villages of Jessore District. From each village, we will make  one  group in which 30 women will be included. Total 90 woman groups will be involved from 3 villages. 25 teachers will be appointed for 25 groups. Everyday a class will be held with a group. 1st year we will take 25 groups and 2nd year will take 25 groups. 4 hours class will be held including 1 hour basic  education class. This project will be run for two years. Mainly ALO will give training the women on Tailoring and Handicraft who are unskilled and untrained from everything. They will be trained up about how to manipulate their daily life.


Project Goals/Aims:

The main goal of this project is to make conscious the slum women on health through the constructive training class and give training about tailoring and handicraft for their own development.

The main goal/aim of the project is to empower the slum woman through providing training on tailoring and handicraft and to involve in economic and productive activities and add them with main stream of development.

Project location:

District: Jessore , powrashava

Jessore District is situated in southwest region of Bangladesh. It has one powrashava and has more than 70 slums in this district. We will work with 25 slums in which 1250 woman will involve in this project. They have come from different villages of the District and from other Districts of the Bangladesh. When they see that they have no alternative, they live in these slums only for livelihood. The organization have already been implementing a number of development projects program in the area with the poor and underprivileged women and helping them in the process of development and improvement of their overall socio-economic conditions.

Beneficiaries of the project

Beneficiaries of the project are the poor and vulnerable slum women who will be the straight beneficiaries of the project and who live in slums in Jessore powrashava /municipality.

Situation Analysis:

Education:

Education is the backbone of a nation. Education is interconnected to finance and health. In the area, literacy rate is far lower than the national rate. Primary, Secondary, Higher Secondary and University going students are not found in the project area. The respondents told that most of the children go to working field for earning. As everything is related to finance, they are deprived from all kind basic opportunities of present age for not having health knowledge. Although many Non-governments Organizations has tried to implement some project in the slums, they did not become success in all sections of the project. For this reason ALO has undertaken a different kind of project about their health so that they can be healthy and earn their livelihood.

 

Source of Income:

The rich families have their regular income from agriculture, selling fishes from ponds, and other sources like different businesses. Middle class families have income both from agricultural land and small business or selling labor. The poor families have sell daily labors and cultivate lands as share cropping system for income and poor and vulnerable women work in rich and middle class family as home servants for not having income opportunities. They are working as day labors. They are living in low level socially. The working facilities are being reduced day by day of the poor women.  The farmers were reporting that from agricultural sector, their income is decreasing day by day.  Most of the women of the slums go for breaking brick. They used to break the brick brickbat for the building. Their children wander to and pro and sometime these children stave whole day as like their mother. So many kind of diseases get into their body and gradually fatal diseases are caught in their body. For not having financial ability health consciousness, they are suffering from this physical and mental distress day by day.

Credit Source borrowing system and its use:

 When the women of slums fall in bed by diseases they look after moneylender. The major credit source of the people is moneylender. In this case the interest rate is 10%-20% per month. Sometimes money are borrowed with condition of providing utensils at a time to money lenders. In this case, the amount of money doesn’t need to pay. It causes only not to have working opportunities. And they do not get works only for sound health.

 

Systems:

Money Lender: People borrow money from the moneylender. 1st the rate of interest is monthly 20% but if the quantity of money become high, interest rate are fixed monthly 10% -12%. If the borrowers fail to pay the money, the utensils of the house of the moneylender are plundered. Because the utensils are the only resources of the small hut. In this way they are becoming poor and going to the unhealthy and unsound money-lending pollution of the  society.

Cow Mortgage: Borrowers borrow money by mortgaging their Cow and households furniture. The borrowers have to pay interest on borrowed money..

Health situation in slums areas is worse, due to:

Unconsciousness about the health

Illiteracy problem in slums

Unsound environment

Bad transport system

Poor people can not afford their treatment  cost.

Doctors demands money, they don’t give medicine.

Less health education knowledge

Unclean water and sanitation condition

Can’t afford nutritious food.

 

On going curative health:

People go to quack doctors first. But in the remotest area there is no quack doctor, so people only depend on Boaidha and Kabiraj (one kind of treatment system by superstition and leave of tree). In study area the choice of ‘Baidya’ and Kabiraj (traditional healer/ herbal healer) are second place. Sometimes they go to health workers. If there are any serious cases, they go to Upazilla health complex or district hospital. They do not receive proper health treatment from any private clinic or private hospital of the District only for unawareness about health. So ALO has composed this project to spread the health knowledge to the slums women.

 

Midwifery facilities:

In project area midwifery facility is still now unavailable. The unskilled people of the slum take responsibility to deliver pregnant mothers. There are few trained up expert near by powrashava health complex but follow-up are not going on. The pregnant mothers don’t get any opportunity of antenatal and postnatal facilities.

 

Pregnancy and Delivery:

Most of the pregnant-mothers suffer from some common maternal-diseases and they have no knowledge of ante-natal and post-natal knowledge. But the mothers do not go to the physician and they are not much aware in this regard.

During delivery, no trained up mid-wife helps pregnant mother in slums of Jessore powrashava and there is no trained-up mid-wife/TBA. Only the old women deliver and help the pregnant mothers. But in only District level Clinic or Hospital, there are trained up mid-wife and the rich people get their help. The lactic-mother cannot eat any vegetables, fruits except rice and salt. They believe that by eating vegetables, the Navel wound of the child would not cure and also bad for health of the child. They don’t give the child exclusive breast-feeding. Considering all these problems ALO has decided to train the unconscious slum women.

 

Pure drinking Water:

 Still the main source of drinking water is river or pond and also Tube Wells. The people have the knowledge to drink water from the tube-well but tube-well is insufficient in the areas. In Jessore Powrashava 60% people use pure drinking water.

The slum people don’t have necessary tube-well in the slums. Tube-well setting up is difficult and costly due to long feet of pipe need to install.  During March and April slum’s people suffer much for drinking water and people are affected by diarrhea severely during this time. Because they use river or pond water as the pure water.

Latrine use:

In the project target areas 90% people use sanitary Latrines but they do not have common sense hot to use it. The survey team found few slab latrines in the slums. Rest of the people use holes and open areas here. People don’t give any importance of hygienic latrine. Some people use road areas and edge of the road as latrines.

Polygamy, divorce and child marriage:

Divorce/ Arabic word (Talak) is allowed in Muslim religion but divorce is not allowed in Hindu Community. In Muslim custom, for divorce/Talak, husband or wife has to go to the Kazi Office of  powrashava with proposal of divorce with the information of the local public representative. The Public Representative tries to solve the problem mutually, if not possible, ordered for divorce. Local Leader tries to solve their problem if he fails he takes help of the powrashava Chairman. The study team used to get information of divorce in this slums in Muslim community. Here if the Village Leader (Matabbar) and Chairman fail to solve problems, agreements are written of separation. If the leaders see the fault of husband, he has to give fine as well. If they see fault of wife, the guardian of wife has to share of part of fine. Divorce creates a great effect on health and economy in the life of human beings. Her health breaks down when she becomes single.

The Hindu Community does not allow polygamy but Muslim Community allows polygamy. But at present Hindu people are involving in polygamy gradually. Socially polygamy is prohibited and are always discouraged, though a good number of cases are recorded in Muslim community. In the slum areas polygamy and divorce have become very common among the Muslims. on the other hand, the child marriage is common phenomena in the slums. Polygamy and child marriage are also the demonic work in the society. It also makes the slum women hazard on health. When a child get married to a 30 years old husband, her health gradually starts to break down.

 

Dowry:

In Hindu communities there is mandatory system of dowry and in Muslim Communities there is no mandatory system but sometimes parents of bridegroom give something, as presentation to bridegroom though it does not act as agreement of marriage. But in Hindu community the system is still used to give money to parents of bride’s father. In past there was system to provide “pon (dowry” to father of bride as culture, still this system is continuing in Hindu community. This system creates a great mental depression and slowly but surely its influence falls on child health. With the passage of time she one day die in silent.

 

Role of Women in Decision Making:

Women have no role to take decision in  the slum communities. Generally male persons take all kind of decisions. In Hindu community some times, females are involved in decision-makings. In the absence of male person, women can share in slums with each other and can also give decision. In Muslim community, women have no important role in family maintenance. Most of the decisions are taken and handled by the male. If any objection of male partner tries to express any decision or planning, women don’t advance in that case. This also the vast problem in the slum girls.

               

Justification for the Project:

The slums are in Powrashava of Jessore District. Actually ALO is presenting the justification of the project in very simple way. ALO has found out the rationales of the project going the project areas. ALO’s survey team has seen so many problems in the project areas.  The women of the project are in slough of frustration.

ALO has observed the serious Economic disadvantage, Illiteracy, Lack of educational opportunity, Environment pollution, Lack of health consciousness, Lack of field of activity, High birth rate High and mortality rate, Low income for lack of skill-ness, Social barrier, Traditional superstition, Lack of confidence, Lack of Brevity, Problem of child education, Child labor, Lack of nutrition, Pure water and sanitation problem, Polygamy, divorce and child marriage:, Lack of cultural program, lack of Proper use of latrine and toilet, dowry system, cow & goat mortgage method, old pregnancy and delivery system among the slum women, lack of realistic knowledge, child and women trafficking ,Women violence and rapid climate change.

Due to illiteracy, lack of sense of development, unemployment and ignorance about better living method, large number of slum women are turning into beggars every year. Per capita income of these  slum women are below USD 200.00 and living below poverty level. About 80% of these families do not have employment to earn one meal a day. For unskilled-ness, many widows and divorced/separated slum women are facing terrible sufferings.

In the above-described content, this NGO has formulated this project. Since inception, in 1994 it has been implementing self-funded small project on women, human and  skill development programs, income and employment generation activities, adult education, child education, family planning, tree plantation, and identified the needs through base line survey in Jessore District.

Although we are getting positive results from the above programs, we feel that compared to depth and dimension of problems and needs of the target community, our activities are inadequate/not sufficient to tackle the gravity of the situation.

The above background on which the present project has been formulated to supplement the activities of the target slums with a community development approach for their overall and self-sustaining progress. If the project in implemented in the life of slum  women, hope that the target beneficiaries will be able to stand on their own foot and they will be able to turn their lot socially and economically.

 

Socio-economic Condition of the target Area:

The people of the targeted areas are illiterate, unconscious about health. Social exploitation, deprivation, domination and all sorts of evil practices are the common phenomenon of the people. About 20 % women are being divorced 35 % are prey of torture who come from different villages of the District and start to live in various powrachava slum.  Local moneyed people imposed unethical interest for money landing among the poor people and exploit inhumanly. The vested groups enjoy the existing facilities while the poor are deprived.

Besides, in general Bangladesh is a male dominated society. The major causes for that situation are neither the women members are educated, nor they are earning members. Particularly in the slum areas, the women folk are deprived from all sort of basic needs.  Due to illiteracy and ignorance,  these women are under the impression that they are born only for cooking, giving birth to the child, rearing them and to act as obedient slave of husband. They generally victimized and fall prey to husband’s inhuman torture for realization of illegal/undue dowry from their poor/land less parents/guardians. There are cases of divorce and even murder of wives for non-realization of the dowry and some time for undue whims of the husbands

 

Climate situation:

ALO tries to construe the present situation of the project areas. When many women see that no alternative without leaving the villages only for climate change, they come in scattering slums of the town. They see that their seasonal crops do not come in due time. No water supply, no seeds supply in due time, no proper fertilizers supply, no natural rain in proper time, for this reason poverty comes in that families. Then torture comes on women of that families and asking money from that women, their husbands starts to beat the women and gradually become divorced. The women, finding no place, comes in cities.  From then they lead a miserable life in the slums.

Project Objectives:

  • To motivate and organize slum women in small group for training on health consciousness.
  • To provide training on tailoring and handicraft.
  • To improve  health status through providing primary health &  nutrition education.
  • To reduce death rate in the pregnant women and newborn child of the project areas..
  • To establish human rights, legal aid, women’s rights & democratic values among slum women.
  • To increase the social value of women, participation in decision-makings and to empower them.

Project Activities and Operational Target:

Sl.No.Particulars1st. yr.2nd. yrTotal.Duration.
01PIC formation    
02Staff recruitment    
01Beneficiaries selection    
02Group formation    
03Medical establishment    
04Training on health    
05Training on tailoring    
06Training on handicraft    
07Evaluation    
08Reporting    
09Auditing    
      

                                 

  1. 1.      0                             1              yrs.
  2. 9       0                             9              yrs.
  1. Motivation and awareness building:

                   a. Awareness raising.                                                                    10000    10000                    10000    yrs.

                   b. Folk song on importance of women’s role in family dev.                6            6                         18     yrs.

                   c. Popular theatre on women’s participation in dev.                           6            6                          18     yrs.

                   d. Team development.                                                                         2            0                            2

  1. Motivation, Group formation etc.

                   a) Organize people.                                                                             1000       1000                       2000

                   b) Form groups.                                                                                     50           50                           100

         Training :

                   a) Primary health.                                                                              200         200                         600     3 days.

                   b) Leadership & Gr.                                                                           200         200                         600     3 days.

                   c) Accounts Management.                                                                30           30                           90       3 days.

                   d) Human Rights, legal rights and

                        Women’s rights etc.                                                                      200         200                         600     3 days.

                   e) Gender and Development.                                                            200         200                         600     3 days.

                   f) Credit and IGA management.                                                         200         200                         600     3 days.

           Meetings:

                   a) Staff meetings.                                                                              11           12                           35       1 day.

                   b) Group members planning meeting.                                              2             2                            6         1 day.

  1. Credit support for IGAs:
              a) Homestead gardening.                                    50           50         150
              b) Poultry Rearing/Firming.                                  25           25           25
              c) Goat Rearing                                                    25           25           75
  1. Workshop and Seminar:

                   a) Workshop on women’s participation in development.      2             2                             6

                   b) Seminar on women’s involvement in economic dev.        1             1                             3

  1. Primary Health & Nutrition Education.

                   a) Health & Nutrition educatio                                           5000       5000                       5000

                   b) TBA Training.                                                                         5             5                          15

                   c) Clinic Establishment.                                                             1              0                           1

 

  1. Legal Aid and Democracy Education:

                   a) Motivation and Education.                                                 10000    10000                     10000
                   b) Advocacy meeting.                                                                  10          10                           30
                   c) Folk song                                                                                   2            2                             6

  1. The Project Measures (Implementation Strategies):

         To achieve the project Goals/Aims/Objectives, the following measures will be undertaken:

Project Management:

The Executive Director will be held responsible for all round activities of the project implementation under the guidance and supervision of the Executive Committee and he in co-operation of the Project Co-ordinator and the Accountant will render the services for the project. The following steps will be undertaken for the project management:

A Project Implementation Committee (PIC) will be formed with 5 members to run and manage the project activities. Maximum members of the PIC will be taken from the organisational General members for the women health project.

Necessary project staffs  will be selected and appointed & will be oriented on project implementation.

Strong monitoring system will be introduced to monitor the project activities. Necessary monitoring formats, tools will be developed for collecting up dated information.

Training plans, schedules, modules & materials will be developed and conducted as per plan.

Senior staff will frequently visit the fields for strong supervision and monitoring.

Monthly staff meetings will be arranged to review the activities and find out and solve the encountered problems and difficulties.

The PIC will pay quarterly monitoring and prepare reports with necessary suggestions.

Half-yearly internal evaluations & audits to be conducted by forming Internal Evaluation Teams.

Yearly External Audit will be conducted.

Quarterly Executive Committee meeting will review and approve the project progresses, expenditures, budgets, plans etc.

PIC meeting will be arranged month basis to review the project progresses.

Monthly, Quarterly, half-Yearly and annual reports will be prepared.

ii) Staff Appointment:

Each and every project needs some personnel to carry out the project activities smoothly and effectively.  So, for this project necessary project staff members will be selected and appointed with practical test. But technical personnel will be collected from the out side. After appointment, they will be provided 2 day long training and orientation about the project objectives and implementation procedures and then they will be deputed in the field to perform their duties and responsibilities.

Indicators/outputs: Available staffs and Teachers.  Well-run and effective project activities.

iii)           Motivation and Group Formation:

Motivation is the main and most important component of the organization to make the targeted people realized about the need of development interventions for their own development and for the need of groups. So, it initiates motivation activity for each component of any project  The staff members will continuously nurtures present 85 groups of 1700 members and motivate and educate the targeted people and the community people for different issues, topics, subjects, goal and objectives of the organization through personnel contact/discussion, group meetings, house to house visits, arranging gathering etc. The motivated targeted people, specially the women, will be organised into small savings groups. It is hoped that during the project period, a total of 85 small savings groups will be organised with at least 2000 women members i.e. 1st. Year 45, and 2nd. Year 40 groups with at least 2000 women members. The staff members will continuously motivate, educate and train up the group members, by which they could be able to lead and manage their own groups in future, reducing dependency on the staff members.

 

iv) Motivation and Awareness Building:

Awareness building is most important and first activity of the organization, which gets priority for the each and every project activity. The organization will impart different activities to motivate and building awareness among the group members of the slum women and the community people with continuous processes. Different motivation and awareness building posters, leaflets, charts etc. will be displayed in the groups and in the community places. During group meetings, the staff members will discuss about the posters and charts. Apart from these, two teams on folk song and popular theatre will be developed for imparting popular theatres and folk songs on women development issues. After proper training, yearly 6 folk songs on women development issues and yearly 6 popular theatres on women development issues will be conducted in the operational areas with the participation of the group members and the community people.

Output/indicators: Aware and self-actualized people increased women’s participation in development activities and increased women’s mobility.

v) Capacity Building Training/Seminars and Meetings:

ALO believes that capable staffs are the resource of the organization. Only capable staffs can make the project activities effective and fruitful. Training plays a very important role in the field of women development even organizational development. Without proper training, no effective and successful implementation of any activity or program could be possible. ALO believes that to concretize, make experienced, knowledgeable and make skilled training, workshop and seminars are essential and important. So, ALO emphasizes training in every case as the first and foremost component. ALO will arrange different training courses on trade wise to orient and develop the skills of the project participants for carrying out the activities smoothly and effectively. The Courses will be set according to the demand of the activities. Necessary resource persons will be invited to conduct the sessions as the courses are technical. Emphasis will be given to the practicability of the courses by which the participants can learn black and white. The following training will be arranged during the project period:

Sl. No. Particulars.                                             1st.yr2nd.yr. 3rd.yr. Total.    Duration.

            Training Courses:

            a) Primary health.                                       200      200       200       600      3 days.
            b) Leadership and Group management.    200      200       200       600      3 days.
            c) Accounts Management.                           30         30         30         90     3 days.
            d) Credit and IGA management.                  50         50         50       150     3 days.
            e) Human Rights, legal rights and
                Women’s rights etc.                                200      200       200       600      3 days.
            f) Gender and Development.                      200      200       200       600      3 days.
            g) Staff Development.                                   10        10        10          10      5 days.

Indicators/outputs: 1700 group members are well skilled and aware, well led and managed group activities and members, IGAs, well kept records and accounts, 10 staff are well skilled and smooth and effective project activities.

vi) Workshop and Seminars:

To raise community awareness and involving the various levels of people, different workshops and seminars will be arranged on women’s participation in development and women’s involvement in economic and productive activities. Yearly two seminars and two workshops will be arranged on the above mentioned subjects. Each of the function will be for one day and for 100 people of different levels. The organisation will ensure the participation of different levels of people like government, local administrations, religious leaders, local leaders, elite etc. Resource persons will be involved during the workshop and seminars.

Indicators/outputs:    Well aware community people and increased participation of all levels of people.

Indicators/outputs:    Involved 75 women in Goat rearing to earn incomes for families.

 

viii) Health and Nutrition Education:

Health is the wealth of human beings, because, it is the only capital for us. They have to survive by selling labor. So, ALO emphasizes health and nutrition education in the working areas to keep the health of the group members sound. The staff members will provide the knowledge and ideas of primary health and nutrition through group meetings in the Health Center 1250 slum women observing health days and motivate and encourage them to practice in their daily lives for their better health. during discussion for easy understanding and practical education, They will teach how to prepare ORS, balance diets, care children, pregnant mothers and malnourished mothers and children. Identify severely malnourished mothers & children and refer to the Powrashava /minicipality. Apart from these, one small clinic will be opened with a Paramedic Doctor, where sufficient medicines and equipment will be provided. The Paramedic Doctor will provide curative treatment and medicines from the clinic. He will also visit the houses of the poor patients.

Indicators/outputs: All the group members and community people are well aware about the primary health and nutrition and have knowledge, practice, keep houses, clothes, etc. neat and clean, reduce common diseases, mortality rate, can prepare ORS, balance diets etc. develop healthy environment.

 

ix) Women rights and Democracy Education:

The  women are not aware about legal rights and demands, so, they have been depriving from different respects. Where as if these women are made aware and create joint actions, so, they could get their legal rights and demands. It also enhances democratic value in the community, so, this component has been kept in the project. The organization aims to educate the group members on legal aid and democracy through group meetings, workshops, seminars, folk songs and popular theatres and also advocacy, by which they could be able to equip with sufficient knowledge and ideas and fight for realizing their legal and democratic rights through this project. Different posters, leaflets, charts will be displayed in the working areas for mass awareness raising. Yearly 10 advocacy meetings will be arranged with the participation of different levels of people, one seminar on legal aid and one workshop on democracy will be arranged each year and also 6 popular theatres and 6 folk songs will be arranged yearly on legal aid and democracy by two trained teams for raising common awareness among the common people. Apart from these, legal aid support will be given to 10 women each year.

Indicators/outputs: Aware group members and community people on legal aid and democracy and increased joint efforts for realising legal and democratic rights.

x) Supervision and Monitoring:

ALO always emphasizes on strong supervision, follow up and monitoring of any project activities. So, it has developed strong monitoring and supervision cell within the organization and developed a good number of formats to collect up dated information and data. It has routine program for supervision, follow up and monitoring. The staff members will supervise, follow up and monitor the literacy centers and participants regularly. The Senior staff will supervise the activities of the field staff members. Teachers and the group members regularly. Moreover, the Executive Committee members, Executive Director and the Director (Programs) will monitor the activities on monthly basis. The monthly staff meeting and participants meeting will review the activity performances and solve the created problems. All the staff will submit monthly progress reports and plan next month’s activity in this meeting.

xi) Reporting:

ALO has strong provision for making the staff members reportable and accountable in every cases. So, it has reporting system and reviewing system. The Executive Director and the Director (Programs) will compile the reports of the staff half yearly and submit to the donor agency and government departments.

xii) Evaluation:

ALO emphasizes on evaluation of implementations to measure the achievements and it becomes an on going process of the organization. The project activities will be evaluated yearly basis internally and reports will be sent to the concerned Officials. But final evaluation of the project activities will be conducted at the end of the project period by external Evaluation Team or by the Donor agency. Report will be sent to all concerned agencies.

xii) Auditing:

ALO emphasizes on auditing system in every steps of accounting procedures to make the expenditures appropriate and proper. The project expenditures will be audited yearly basis at the end of each year by recognized Audit Firm and reports will be sent to the concerned agencies for information and action. Apart from, internal Team of the organization will conduct internal audit.

Operation/Action Plan:

The action plan has been prepared with the discussion of the group leaders and the staff members considering the local situation, environment, seasons, etc.

 

     Sl.              Activity.                                        Time frame.                        Responsible 
     No.                                                                                                                  persons.

  1. PIC Formation & orientation.                 1st.week, January 2007                  ED/EC.
  2. Staff selection.                                        Do.                                                 ED/EC/PC.
  3. Staff Training/orientation.                      1st. Week, January. 2007                 TC/Trainer/PC.
  4. Training curriculum, module,
    Materials prepare.                                   January, 2007                                TC.
  5. Participants selection.                             Do                                                  FS/FC.
  6. Training arrange & conduct
    as per schedule.                                      February-June’.2007                      TC/Trainers.
  7. Motivation and group formation.           Do.                                                 FS/PC.
  8. Folk Song Arrange.                                  Do.                                                Team.
  9. Loaners  selection.                                   March-June’ 2007                         FS/FC.
  10. Loan disburses & realize.                         Whole the period.                         Do.
  11. Revolving Fund utilization.                      Do.                                                 Do.
  12. Health awareness and education.            Whole the year.                             Do.
  13. Clinic Establishment &
    Medicines installation..                             January’ 2007.                               Doctor/PC.
  14. Provide curative health services.              Whole the year.                             Doctor.
  15. TBA training.                                             April’ 2007                                     Do.
  16. Seminar arranges.                                     July-October’ 2007                        PC/TC.
  17. Workshops arrange.                                  Do.                                                PC/TC.
  18. Legal aid & Democracy education.           Whole the year.                            FS/FC.
  19. Advocacy meeting.                                    Monthly                                        TC/PC.
  20. Conduct folk songs.                                  Bimonthly.                                     Team members.
  21. Legal aid support.                                     As per need.                                  PC/Doctor.
  22. Staff program review meeting.                 1st.week of each month.               All staff.
  23. Reporting.                                                 Monthly.                                        FC/AC.
  24. Reporting to the donor.                            Quarterly.                                      ED/PC.
  25. Program Supervision,
    follow up and monitoring.                        Whole the year by                         FS.
                                                                      Monthly by                                    FC/PC.
                                                                      Quarterly by                                   PC/ED.
  26. PIC meeting.                                              Monthly.                                        PIC members.
  27. Auditing(External).                                     Yearly.                                            External Team.
  28. Evaluation(Internal).                                   Half yearly.                                    Internal Team.
  29. Final Evaluation.                                         At the end of project                    External Team. 
                                                                       period. 

The above mentioned operational plan will be followed up in the project activity implementations of the 2nd. year and 3rd. year with necessary changes according to the recommendations of the internal and external evaluations and also as per the suggestion of the monitoring reports.

Project Impacts:

More conscious, organized, united cooperated, skilled and capable people. Built people’s institution and create joint actions. Establish women’s rights and demands. Improved the nutritional status in the community, created employment and income earning opportunities and involved women in economic and productive activities. Increased women’s social value, participation in decision-makings, reduced negligence to women. Established gender relation in the community. Improved community health and family economic status, well managed groups, activities, accounts and records, capable staff and beneficiaries.

  1. Needed Personnel Inputs:

The following personnel will be involved to achieve the project goal and objectives and smooth running of the project activities:

  1. Coordinator                   –           1
  2. Paramedic Doctor          –           1
  3. Field Supervisor             –           1
  4. Accountant                    –           1
  5. Field Organiser              –           5

Coordinator Duties and Responsibilities:

S/he will be In Charge/responsible for all sorts of activity implementations, management, and administration, communication etc. Guide staff, supervise, follow up and monitor the activities of project staff as well as the beneficiaries. Guide survey, Identification of the targeted people as per the set criteria of the organization and help to Organize groups. Helps in conducting and facilitating group meetings, discussions on life and livelihood oriented issues.

Helps Field Organisers in nurturing the organised groups and identification of the participants for different activities like training, seminar, workshop and income generating activities.

Maintain  project regarding information, records, documents, accounts etc. up to date. Look after organisation assets.

Identify needs, arrange training, workshop, seminars and other programs as per the project plan.

Ensure timely and smoothly project activity implementations as per project plan.

Communicate with the Local Administrative personnel, Upazilla level Government personnel, and local elite.

Ensure credit installment’s collection in due times, proper utilization of the credit money.

S/he will be reportable to the Executive Director, provide Monthly progress reports, identify and solve problems at the project implementation problems if necessary, inform about the raised problems to the Executive Director  immediately. S/he will work with closely with other project staff. Implement and carried all legal orders of the Executive Director.

Participate in different training courses, workshops, seminars etc., arrange & conduct training of staff/group members.

Prepare plan of activities, budget, weekly & monthly action plans. Attend and conduct monthly staff review meetings.

Compile weekly progress reports of Field staff, submit to the Executive Director  in the first week of the month.

Approve the leave of project  staff, maintain records, and personnel files.

Clinic doctor Responsibilities and duties:

To provide treatment and counseling to the poor patients.

To manage clinical instruments and medicines.

To train up the staff members and the TBAs regularly.

To conduct field visits and supervise the TBAs.

To refer the critical patients to the Upazilla Health Complex for better treatment.

To provide training and education to the group members.

To develop group Health Cadres.

To report to the Area Coordinator monthly basis.

To arrange and conduct ORS preparation and balance diet demonstration.

To provide check up the pregnant mothers and provide prenatal services.

To utilise the trained TBAs for conducting safe deliveries.

To provide house visit services for the poor patients.

 

Accountant Duties and Responsibilities:

S/he will be reportable to the Executive Director and will be responsible for all financial functions.

He will sign all the financial matters in favor of the organization.

Maintains accounts related documents, vouchers etc. up to date following accounting principle & audit standard.

Prepare monthly financial statement, budget Request and assist the ED in appointing the staff as per need.

Maintain cash-book, Ledger book, petty cash book, and journals etc. daily basis as per accounting principles/audit standard.

Monitor the budget heads and inform the ED about the positions of the budget.

Prepare all vouchers, papers, documents etc. and takes ED’s approval regularly.

Ensure daily posting of the daily transactions.

Prepare the project budgets, quarterly budgets, half yearly budgets, annual budgets and monthly budgets and give requisitions with the approval of the ED.

Communicate with the Bank regarding the financial purposes of the organization.

Provide Accounting training to the staff and the group Cashiers.

Prepare and submit monthly, quarterly, half-yearly and annual financial reports to the ED.

Handle and ensure financial administration and management.

Face any kind of audit.

Make regular project visits to check up the group accounts, credit accounts and IGAs.

Assists the ED for the development of different financial policies and decision-makings.

Identify and solve financial problems at the lowest level from which they have arisen.

Respond to the incoming and out going communications.

Maintain the organization’s budget policy and procedures.

Field Supervisor/Trainer Duties and Responsibilities:

S/he will be reportable to the Coordinator.

He will supervise, follow up and monitor the Field Organizers, groups, group activities and other organizational activities at the field level as s/he assigned.

Ensure project activities implementations at the assigned areas through utilizing the field staff, volunteers and group members. Maintains the related area documents, accounts, records etc.

Prepare monthly and quarterly work plans and ensure smooth implementation.

Prepare monthly progress reports for the Coordinator.

Assist the Coordinator in Arranging training, workshop and seminars and also ensure the participation of the group members.

Participate and provide different training to the group members.

Guide and supervise the Field Organizers and volunteers at the field level.

Make regular and frequent field visits to check up the project activities.

Assists the Coordinator to develop of different program policies & decision makings at the field level.

Identify and solve field problems at the lowest level from which they have arisen.

Field Organizer Duties and Responsibilities:

Survey, Identify the targeted people as per the set criteria of the organization and motivate, educate and Organize the groups. Conduct and facilitate group meetings, discuss life and livelihood oriented issues in the meetings. Collect savings of the group members, maintain accounts of savings, resolutions and other group records.

Nurturing the organized groups, each Field Organizer will look after a Union . Identify the participants for different activities like training, seminar, workshop and income generating activities with the discussion of the groups and recommend to the Coordinator.

Provide primary health, nutrition, and family planning education and encourage for practice.

Provide education and motivation on social afforestation i.e. nursery development, homestead base tree plantation, community plantation, kitchen gardening, vegetable gardening, etc.

Select income generating activity participants with the discussion of the groups and recommend for credit support as per the principle of the organization.

Supervise, follow up, collect up to date information and monitor the activities of the groups, beneficiaries,  , volunteers etc. and collect credit installment regularly and also deposit to the Accountant/  Coordinator. Ensure regular installment collection.

Ensure timely and properly activity implementation at the field level as per the project plan. Prepare monthly action plan. Attend month staff review meetings.

S/he will be reportable to the Coordinator, provide monthly progress reports, identify and solve problems at the field level, inform the raised problems to the Coordinator immediately.

S/he will work with closely with other staff like volunteers. Implement and carry all legal orders of the Coordinator. Participate in different training courses, workshops, seminars etc. & arrange & provide training to group members. Look after all the assets of the organization.

10. Target-Group Participation:

The target group is involved in planning through arranging in group meetings, workshops, discussing with the group leaders and according to their suggestions and recommendations all plans are undertaken and will be involved in implementation through forming an Implementation committee for each project, where group’s maximum participation is ensured, this committee will manage and implement the project activities.

This project has been planned with the fullest participation of the targeted groups and according to their suggestions and recommendations, the goals/aims/objectives have been taken and activities have been finalised. The target groups have been requesting the organisation for long time to undertake this project. So, it may be said that it is a self-help initiative of the target groups. These target groups are identified and organised through co inducing a survey and then the identified people are motivated and educated. When they realise, they are organised into small groups and through small groups they are regularly motivated and educated in different respects for making them capable.

The target groups will implement the project activities directly under the guidance of the staff members. They will contribute in making savings., labour, kinds for the project. The groups will select group participants, recommend for credit, and collect the loan instalments from the participant and deposit to the project staff. Gradually the groups will be capable and experienced on project implementation, then they will take maximum responsibilities of the project activities in future.

This project implementation will mainly benefit the women  and their families  but it will also indirectly benefits other sections of the people also under the following ways:

The women will get benefits through improving their awareness levels, literacy knowledge,  (keeping simple accounts), improving human skills and professional skills, and income earning opportunities, developing self capital, assets, improving their social status, participation in family decision makings, improving family economic conditions, developing own institutions, solidarity, unity, reciprocal co-operation, availing women’s rights, social justice etc. and also developing gender equity and developing local environmental status.

After the end of the project, the target groups will be able to manage and lead their own groups, group people, group funds, self initiatives, IGAs, and also could keep group records, deal with the Banks and other government departments. Their professional skills will improve to earn more income and employ themselves. Their group fund will develop and self-capital will develop. They will be well aware about all issues of social, economic, religious, education, health, environment, water and sanitation etc. so, they could be able to take the necessary steps for remedy. Increased solidarity, unity, reciprocal co-operation etc.

11. Sustainability/Continuity of the Project:

This project has long-term purpose and it will be achieved under the following ways:

 a) The staff will gain necessary skills and experiences to run the project smoothly and properly, so, they could be able to control and cover bigger size of program, which will need less staff for this project continuation. Moreover, they could be able training up the beneficiaries with low cost and even with out cost.

 b) The beneficiaries will be capable to train up, make literate and conscious fellow members, which will not be needed any cost and also they will form own capital to run the IGAs. So, they will not be needed any capital support after implementation . The Group members will take the responsibility of the groups, which will reduce the dependency on staff, so, less staff will be needed. The group leaders will lead and manage the group activities, so, the project will be self sustainable.

 c) 15% service charges will be taken from the utilisation of groups’ fund for IGAs to cover some recurring costs and groups savings  will be   to continue the project activities.

 d) A Revolving Loan Fund (RLF) will establish, which will help to continue the project activity through gaining service charge. The service charge will help to cover the recurring cost of the project.

Phase out plan:

The project will be phased out with three (3) steps with in 6 years:

Step-1:

First step will be for three (3) years. In this period, all the project costs will be borne by the donor except local contribution.

Step-2:

Second step will be for two (2) years. In this period, 70% cost of the project will be borne by the donor and 30% by the NGO.

Step-3:

Third step will be for one (1) year. In this period, 60% project cost will be borne by the NGO and 40% cost will be borne by the donor.

From the 7th year all the project costs will be borne by the organisation and the beneficiaries.

12. Monitoring and Evaluation:

The organisation has a strong monitoring and evaluation system of all the projects. The Monitoring and evaluation section will conduct quarterly monitoring and half yearly evaluations of all the projects. Different formats and tools will be developed and utilised for monitoring and evaluation purposes. Apart from, monthly reports, plans will be also maintained for monitoring & evaluation, monthly progresses review meetings of the staff act as the monitoring of the project activities.

The project activities will be monitored strongly for better performances. For this purpose, monthly staff meeting, progress review and planning meetings of the staff and PIC, quarterly monitoring and half-yearly evaluations will be conducted. Apart from the accounts will be checked and audited by Internal Audit Team. External Audit and Evaluation Team will conduct yearly audit and evaluation.

The PIC will monitor, review and plan the project monthly basis with necessary suggestions and recommendations.

The Executive Committee sit to review and plan the project activities bimonthly and provide necessary guidance and recommendations also give necessary decisions for better project progresses.

DETAILED BREAK UP BUDGET OF THE PROJECT FOR THREE (3) YEARS

January’ 2007 to December’ 2009

Sl. No.Head of Expenditure1st Year (L.C)1st Year (D.C)2nd Year (L.C)2nd Year (D.C)3rd Year (L.C)3rd Year (D.C)Total (L.C)Total (D.C)
1.aPHC training (600 cadres)090,000090,000090,0000270,000
1.bLeadership & Group Mgmt. Training090,000090,000090,0000270,000
1.cAccounts Mgmt. for 90 cashiers08,10008,10008,100024,300
1.dHuman/Legal/Women’s Rights Training090,000090,000090,0000270,000
1.eGender Relation Development090,000090,000090,0000270,000
1.fCredit Mgmt. for 150 members022,500022,500022,500067,500
1.gStaff Development Training07,50007,50007,500022,500
1.hMaterials and Resource Persons020,000020,000020,000060,000
 Sub-Total (1)0418,1000418,1000418,10001,254,300
2.aWorkshop on Women’s Participation050,000050,000050,0000150,000
2.bSeminar on Women’s Involvement030,000030,000030,000090,000
2.cMaterials and Resource Persons010,000010,000010,000030,000
 Sub-Total (2)090,000090,000090,0000270,000
3.aHomestead Gardening (150 women)0100,0000100,0000100,0000300,000
3.bPoultry Rearing (75 women)0100,0000100,0000100,0000300,000
3.cRice Husking & Small Trades0100,0000100,0000100,0000300,000
 Sub-Total (3)0300,0000300,0000300,0000900,000
4.aHealth Education Materials (Staff)05,00005,00005,000015,000
4.bHealth Ed. for 600 Cadres010,000010,000010,000030,000
4.cClinic Establishment070,0000000070,000
4.dFurniture & Fixtures020,0000000020,000
4.eMedical Equipment020,0000000020,000
4.fMedicines025,0000000025,000
4.gTBA Training (5 yearly)010,000010,000010,000030,000
4.hObservation of Health Days010,000010,000010,000030,000
 Sub-Total (4)0170,000035,000035,0000230,000
5.aMotivation/Educational Materials05,00005,00005,000015,000
5.bAdvocacy Meetings (10/year)05,00005,00005,000015,000
5.cSeminar on Legal Aid & Democracy030,000030,000030,000090,000
5.dFolk Song & Popular Theatre (6×10k)060,000060,000060,0000180,000
5.eLegal Aid Support to Women (3k×12)036,000036,000036,0000108,000
 Sub-Total (5)0136,0000136,0000136,0000408,000
6.aCoordinator/Trainer (13×6,000)78,000081,900085,9950245,8950
6.bParamedic Doctor065,000068,250071,6620204,912
6.cField Supervisor/Trainer045,500047,775050,1630143,438
6.dAccountant39,000040,950042,9970122,9470
6.eField Organizers (5×13×2,500)0162,5000170,6250179,1560512,281
6.fMessenger (13×1,800)023,400024,570025,798073,768
 Sub-Total (6)127,000413,4000434,0700455,773127,0001,303,243
 Total Program Cost01,580,10001,600,77001,622,47304,803,343
8Admin Cost (7%)0110,6070112,0530113,5730336,234
 Grand Total01,690,70701,712,82301,736,04605,139,576

 

Total Required Project Cost Taka Fifty One Lac, Thirty Nine thousand Five Hundred Seventy Six only.

( 1 Dollar  =  68  BDT )

Apart from these, the beneficiaries will provide physical labor, lands, materials, time, technical advice etc.